Purchasing Power Calculator

Compare inflation-adjusted purchasing power for cash versus invested returns.

Purchasing Power Calculator

Compare inflation-adjusted purchasing power of cash versus invested growth.

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Calculate

Compare cash vs invested purchasing power after inflation.

USD
USD
%
%
%
%
yrs

Cash (real)

$49,624

After inflation, holding in cash.

Invested (real)

$68,343

After growth, fees, tax, and inflation.

Projection

Where the money went

Principal
Net profit (real)
Tax drag
Fees
Inflation loss

Real purchasing power

$68,343

After 10 years, including tax, fees, and inflation.

Assumptions

  • Effective return after fees: 5.52%
  • Inflation discount factor: ร—0.709
  • Tax drag vs gross: $5,719
  • Fees drag vs gross: $3,075
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